Reuters - The Federal Deposit Insurance Corporation, which insures bank deposits, said on Wednesday it is keeping a close eye on the unpaid real estate loans that are piling up at U.S. banks and thrifts.

If anything, these forms will provide your legal organization or your business's legal counsellor with enough proof against the worker should legal problems arise from the firing. And, your layoff notice will be a key document since it should make clear the specific reason for the layoff. Here is one sample memorandum you might use when sacking an employee for poor work quality. (Here you'll also want to note any worker benefits the worker will receive. Also, a 1.7% minimum and a 6.2% maximum applies to your tax rate regardless of your claims. If you forcibly demote a problem worker and he subsequently quits, then he'll claim the resignation was a constructive discharge . And the firing supervisor is not to express any personal opinions about the employee or make any remarks that could be misread as discriminatory. By impounding the computer during the layoff meeting, the employee won't have a chance to go back and erase substantiation of wrongdoing. Just as in a court of law, you need to know what to say when dimissing a worker.

Let workforce know you have access to their emails, as this is a common way of spreading rumors. EXAMPLE - Medium Risk Separation. However, you may choose to if the layoff had nothing to do with the worker's performance. Employee gross misconduct causes many problems in the workplace, but doesn't have to hurt a firm. It is a substantial tool when disciplining personnel. In short, you must give the real reason regardless of how hard it's on the worker.